Islamic Micro financial Institution in Distributing Productive Financing to SMEs

Abdul Aziz, AZ and Jaya Mualimin, JM and Abu Hasan Mubarok, AHM (2021) Islamic Micro financial Institution in Distributing Productive Financing to SMEs. International Journal of Innovative Science and Research Technology, 6 (6). pp. 1674-1684. ISSN -2456-2165


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Proper funding is one of the biggest problems faced by micro and small entrepreneurs. Funding or Capital financing is usually very limited. Meanwhile, existing banking institutions including shari'a banking initiate various requirements so complicated for micro and small-enterprises/SMEs to attain. The existence of shari'a microfinance institutions which are currently in the form of BMTs can be found in almost every village or small town. BMT, as part of shari'a coordination, is a microfinance institution that plays a role as a banking institution, i.e. collecting, distributing and providing services can be an alternative for micro and small entrepreneurs. BMT as a companion institution for the distribution of SMEs would be the right partner, compared to banking institutions. Thus, it is expected that BMT as a shari’a cooperative or microfinance institution has to improve its performance. In exchange, the empowerment of micro and small businesses through financial assistance can be effective, especially in terms of funding management, membership and financing must be continuously improved.

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Item Type: Article
Uncontrolled Keywords: Shari’a Banking, Murābaha, Mushāraka, SME.
Subjects: Filsafat, Psikologi, Agama > BP Islam. Bahaism. Theosophy, etc
H Social Sciences > HA Statistics
H Social Sciences > HJ Public Finance
Divisions: Fakultas Pascasarjana > Program Magister > Ekonomi Syariah
Depositing User: abdul aziz
Date Deposited: 12 Sep 2022 01:55
Last Modified: 12 Sep 2022 01:55

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